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SIM-Only Plans: Everything you Need to Know

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New to SIM-only plans?

Switching to a SIM-only deal for the first time can seem daunting – but it could also be a smart, savvy, and exciting move for you.

Not everyone needs the latest handset with an eye-wateringly priced contract.

In fact, most people don’t.

This is why we help sign up countless customers to a new SIM-only deal every day. If you’re happy with your current mobile device, it could be perfect for you too.

Read on to learn everything else you need to know.

What is a SIM-only deal?

A SIM-only deal does exactly what it says on the tin.

Rather than sticking with a long term, £30+ monthly contract to pay off the cost of a new device, you’re only paying for your usage.

Your usage includes texts, minutes, and data – not the handset itself.

Once you picked a suitable plan, you’ll receive a SIM card, which is a small and removable card you can put straight into your current mobile to activate it and connect you to the network.

A lot of people don’t realise when they’re out of contract, so they often end up overpaying for months when they already own the phone outright and could switch to a SIM for no-brainer savings!

Benefits to consider

Our experts have explained all the benefits of getting a SIM-only plan below.

  • Money savings. As you’ll have guessed it, SIM-only plans are considerably cheaper than handset contracts. Our SIM-only deals start from just £5 per month, whereas the average contract is at least £30 per month.
  • Personalised usage. Not only will your bill be cheaper, but you’ll find that SIM-plans can be a lot more generous too. In a few quick clicks, we’ll help you find a deal that gives you all the minutes, texts and data you need.
  • Freedom and flexibility. A lot of networks will offer you 30-day rolling contracts, Pay -as-you-go, or short term SIM-only plans. Given that the average contract length is 24 months, a short-term SIM would be perfect if you don’t want to be tied down. What’s more, a lot of deals give you the freedom to change or end your plan whenever you want – as long as you give a bit of notice.
  • Travel-ready. If you’re going abroad, a SIM-only plan gives you the freedom to use minutes and data internationally, without it costing you a fortune.

Are there any disadvantages of a SIM-only plan?

The only resounding difference between a contract and a SIM-only plan is that you don’t get a new mobile included with your deal. This means you’ve got to own a device beforehand, which might not suit every customer.

Networks may also be less likely to throw in freebies and perks with a SIM-only plan, due to their competitively low prices.

However, if you’re looking to save up money (perhaps for a new device?), a SIM-only plan helps you do just that, without any long-term commitments.

How do I set up a SIM card?

Once you have your new SIM card, you’ll need to activate it.

This typically involves calling your carrier or visiting their website to input your SIM card information and set up your account. Make sure you have your phone’s IMEI number handy, as well as any other information your carrier requires to activate your account.

Once your account is set up and your SIM card is activated, your new phone is ready to go!

If you’re switching carriers, you may need to transfer your contacts and other data from your old phone to your new one. This can be done using a cloud service or through a USB cable.

Regardless of what deal you choose; our experts will guide you through the whole switching process and explain everything you need to know.

Will a SIM-only plan affect my credit score?

Unlike a pay monthly mobile contract, signing up for a SIM-only doesn’t involve a credit check.

Making regular-timed payments every month for your SIM deal helps you to build a positive payment history, which will boost your credit score over time.

This makes a SIM-only deal more attractive if you’ve had issues with your credit rating in the past and want to build it back up.

What is an eSIM?

eSIMs are still a fairly modern invention, but they’re set to take off in the near future. Rather than having a separate SIM card to put into your phone, your phone will have one prebuilt into the device.

When switching network carriers, eSIMs can be reprogrammed with ease, making them a popular choice for users with multiple phone numbers with one device.

Find your new SIM-only plan in seconds

Switching to a SIM-only plan is simple when you do it through our experts.

You tell us a few quick details, and we’ll find you a new plan that’s guaranteed to save you money.

You’ll never go without usage and you’ll notice you’re saving more money every month from the get-go.

If you like the sound of that, we suggest you take the plunge and switch to a SIM-only deal today!

Still not sure if SIM-only is right for you?

Read our blog explaining four key reasons why a SIM-only plan might suit you.

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4 Reasons to Get A SIM Card

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Is a SIM plan right for you?

Unlike smartphone contracts that come with a brand-new handset, a SIM-only plan refers solely to your mobile usage. 

If you’re happy with your current mobile handset, and also looking to cut your monthly expenses, a SIM-only plan could be exactly what you need. 

Our experts have covered the main benefits below to help you decide.

1. Money Saving

Compared to smartphone contracts, SIM-only plans can be ridiculously cheap. Especially when you consider the eye-watering monthly cost for the newest smartphone on the market, which could be up to a shocking £90.

For example, one of the specialist suppliers we work with, Neatley, offer a completely unlimited SIM deal for just £24.95 per month.

Compare this to the average contract bill of £50+, you’re guaranteed to save money. Switch today and you’ll soon see the savings add up.  

2. Good Credit Building – Even if you Don’t Have it

When you apply for a mobile contract, your credit rating is checked.

Having a poor credit rating means you’re likely to struggle in finding a mobile network to accept you. This is because a mobile contract works similarly to a credit agreement, with monthly payments planned to cover the cost of the handset itself.

SIM-only plans are a much lower risk to the network, so the requirements for signing up are a lot laxer.

Say you have bad credit at the moment, then getting a SIM plan will actually help you improve your score – especially if you choose a 12-month or more deal. 

Paying your SIM plan price every month helps to strengthen your rating, as you’re proving to the network that you’re a financially responsible customer. 

By the end of your SIM plan, you should have built up a fairly respectable credit score for yourself – AND saved money for your next handset!

3. Business Benefits

Business owners – you could benefit from a SIM deal too.

It’s a cheap way to keep your professional and personal life separate, such as using a second mobile number for clients to call. SIM plans are also incredibly flexible and can grow with your business as and when it needs to.

We’ve compared mobile networks offering specialist plans to small business owners. 

4. Flexibility

Aside from the low price, the biggest benefit of SIM plans is undoubtedly the flexibility they give you.

Rather than being tied down to an expensive contract for 2 years or more, SIM plans can be tailored. No one can predict where life will take them in that time, so a SIM plan could offer you peace of mind.

You also get the freedom of choosing which mobile network to go with, despite which network you originally took your phone out with. 

There’s also the complete control over your usage. Regardless of what’s most important to you (be it data, texts, 5G access etc), we’ll find you a fair-priced plan that meets all your needs.

Besides, unlimited mobile data is a lot cheaper nowadays! 

Find a new SIM-only deal

Happy with your device but not the usage allowance?

Nearing the end of your contract and looking to cut costs?

These are perfect examples of situations in which it would be wise to get a SIM.

We’ve already compared mobile providers for you. Get started with a few clicks and find your new deal today.

Could you save on your broadband bills next?

Search the latest broadband offers.

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Apple Users – Do You Need the iPhone 14?

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It’s that time of year again – where a new iPhone hits the market.

Meet the iPhone 14 Pro, plus its slightly larger countermodel, the iPhone 14 Pro Max.

So you don’t have to, our Experts have already explored the main differences between the iPhone 14 and the iPhone 13.

First impressions

The 14 Pro is the same size and shape as the 13, featuring a 6.1-inch OLED screen and a stainless-steel edge.

However, even when the phone is locked, you’ll notice one key difference – an always-on display. Even on standby, you’ll see a dimmed version of your lock screen (useful for checking the time).

We’ve explained the other key changes below.

iOS 16

A new lock screen and features!

Every device runs on IOS 16, giving it a fresh and modern user experience.

The software even comes with a new revolutionary car-crash detection app, designed to sense the force of a collision and alert emergency services.

Speaking of this new update, it hit the headlines recently.

Its effectiveness (or rather, sensitivity) was noted by one American user, after their mobile identified a roller coaster as a high-impact car crash – mistakenly alerting the police to a theme park!

Imagine getting off a coaster and finding out your phone has called for help!

Battery and charging

Fit with the A16 Bionic chip, it’s 10x faster than previous models.

When it comes to battery life however, the 14 Pro isn’t too dissimilar to the 13. It offers 75 hours of audio playback and 23 hours of video.

The iPhone 14 Pro Plus is the new champion though, with 95 hours of audio and 29 hours of video playback available on full charge.

“Dynamic island”

You know that rectangular notch at the top of your iPhone screen? It’s now 31% smaller and interactive.

Just by clicking and expanding the notch, you can skip songs, stop timers, or open notifications.

Fondly called “Dynamic Island” by Apple, we can see why!

The main event – an impressive camera

Expect crisp and defined landscapes.

The new camera is what makes the 14 Pro that bit heavier than the 13 – and it’s worth it.

It features a 48-megapixel sensor and a slightly wider shot, plus a whole new image-processing technique called the Photonic Engine.

This Photonic Engine is particularly important for taking high-quality images in darker conditions.

The price

Our least favourite part.

Currently, the iPhone 14 Pro can be bought outright for £849.

The 14 Pro Max comes in at an even steeper £949.

Contracts are priced from around £39 per month, but you need to compare to find the best deal.

This way, you won’t get caught out by a hefty upfront fee or a ridiculously long contract.

Our conclusion

There’s no denying that the iPhone 14 Pro/Plus are impressive new phones, but this is certainly reflected in the price tag.

The iPhone 13 is also still an impressive phone – and now it’s more likely to drop in price.

However, we’re all trying to battle price rises right now, so you might not be interested in a super-luxurious mobile if it’s not necessary.

For now, you might be better investing in a new SIM deal to help save up for an upgrade

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