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4 Reasons to Get A SIM Card

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Is a SIM plan right for you?

Unlike smartphone contracts that come with a brand-new handset, a SIM card-only plan refers solely to your mobile usage. 

If you’re happy with your current mobile handset, and also looking to cut your monthly expenses, a SIM card could be exactly what you need. 

Our experts have covered the main benefits below to help you decide.

1. Money Saving

Compared to smartphone contracts, SIM-only plans can be ridiculously cheap. Especially when you consider the eye-watering monthly cost for the newest smartphone on the market, which could be up to a shocking £90.

For example, one of the specialist suppliers we work with, Neatley, offer a completely unlimited SIM deal for just £24.95 per month.

Compare this to the average contract bill of £50+, you’re guaranteed to save money. Switch today and you’ll soon see the savings add up.  

2. Good Credit Building – Even if you Don’t Have it

When you apply for a mobile contract, your credit rating is checked.

Having a poor credit rating means you’re likely to struggle in finding a mobile network to accept you. This is because a mobile contract works similarly to a credit agreement, with monthly payments planned to cover the cost of the handset itself.

SIM card plans are a much lower risk to the network, so the requirements for signing up are a lot laxer.

Say you have bad credit at the moment, then getting a SIM plan will actually help you improve your score – especially if you choose a 12-month or more deal. 

Paying your SIM plan price every month helps to strengthen your rating, as you’re proving to the network that you’re a financially responsible customer. 

By the end of your SIM plan, you should have built up a fairly respectable credit score for yourself – AND saved money for your next handset!

3. Business Benefits

Business owners – you could benefit from a SIM card too.

It’s a cheap way to keep your professional and personal life separate, such as using a second mobile number for clients to call. SIM plans are also incredibly flexible and can grow with your business as and when it needs to.

We’ve compared mobile networks offering specialist plans to small business owners. 

4. Flexibility

Aside from the low price, the biggest benefit of SIM plans is undoubtedly the flexibility they give you.

Rather than being tied down to an expensive contract for 2 years or more, SIM plans can be tailored. No one can predict where life will take them in that time, so a SIM plan could offer you peace of mind.

You also get the freedom of choosing which mobile network to go with, despite which network you originally took your phone out with. 

There’s also the complete control over your usage. Regardless of what’s most important to you (be it data, texts, 5G access etc), we’ll find you a fair-priced plan that meets all your needs.

Besides, unlimited mobile data is a lot cheaper nowadays! 

Find a new SIM-only deal

Happy with your device but not the usage allowance?

Nearing the end of your contract and looking to cut costs?

These are perfect examples of situations in which it would be wise to get a SIM.

We’ve already compared mobile providers for you. Get started with a few clicks and find your new deal today.

Could you save on your broadband bills next?

Search the latest broadband offers.

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Why VoIP is the Future

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VoIP is the future of the telephone

You’ll likely have heard all about the national landline switch off by now.

Don’t get left behind – you’ve only got two years to prepare!

With the introduction of VoIP plans, you can revolutionise and streamline the way you work.

Is VoIP right for my business?

Regardless of your industry, you’ll find that there’s a lot of ways in which the right VoIP system supports your productivity.

As with all business suppliers, it’s important that you compare before you buy – especially if you’re new to VoIP.

Noisy office environment? Make high quality conference calls to remote staff.

Want to re-route customer calls? Create a seamless self-service phone option. We’ve got deals from every VoIP supplier in one place, so you can find a new deal with ease. Speak to our experts for professional advice today.

Small business? VoIP could be an asset to you too

Don’t overlook VoIP – it’s not just for big teams or large businesses!

In fact, recent research finds that more than one-third of all businesses now use a VoIP phone system.

The vast majority of those being businesses have less than 50 employees, proving you don’t need to be a large brand to access the best tech.

What is VoIP and how does it work?

Voice over Internet Protocol (VoIP) is internet-based phone system.

Instead of transmitting voice conversations over copper phone lines, you make calls through the internet.

Although it might sound technical, it’s simpler than you realise – and not too dissimilar to Skype.

If you have internet, you’re already halfway there!

Not only will VoIP replace your traditional business landline, but you can also make calls from your laptop, mobile or other smart devices.

All of this happens instantaneously.

Benefits of VoIP

There are several reasons why more businesses are switching to VoIP plans, which don’t necessarily revolve around cost.

Call quality

VoIP calls don’t use a lot of bandwidth, which means you get to enjoy clear and crisp audio quality. As long as you have stable internet, your calls will be higher quality than landline.

Simple installation

In addition to better sound quality, the cloud is making VoIP plans more viable for small businesses.

Rather than having to install special equipment or wiring, companies can simply choose a cloud-hosted VoIP phone solution. This means you don’t need to buy any more equipment or employ IT staff to maintain it.

Ease of use

VoIP systems are very user-friendly. You also get a dedicated level of customer service from your supplier, in the rare event of any downtime.

Flexibility

Depending on your needs, you can scale up or down with ease.

This is especially true if you choose a cloud-based solution, which is easy to tailor and grows with your business. Say you hire new employees and need more phone lines – it can easily be arranged with your supplier!

Remote connectivity

One of the biggest advantages of VoIP is that it allows you to collaborate seamlessly with remote staff. Your team can take their business phone line anywhere they go, meaning higher rates of productivity.

You can also stay in close contact with your customers on the go by having business calls re-routed to your personal mobile.

Cost benefits

Cost is another reason businesses are making the switch from landline.

VoIP plans can also be relatively low cost, making it ideal for small businesses – but you still need to research before you commit! According to NobelBiz, businesses report saving up to 75% on communication costs as a result of switching.

Most VoIP providers charge a monthly fee per-user, making it a lot cheaper to maintain than old-school landline systems.

Add-ons

VoIP plans are highly customisable. It’s crucial you compare and research beforehand to make sure you pick a deal with the right features for your business.

These include conference calls, call logging and routing, customer insight, call recording, a virtual receptionist and many more.

You can even integrate VoIP systems with other business services, like email.

We can also find you a solution to disguise your personal mobile number for professional use – so you can still work on the go.

Ready to find a VoIP deal?

We’ve got every VoIP plan from every supplier in one place.

The package you choose will significantly impact price, features and installation – all of which we can help you consider.

Compare VoIP suppliers for free.

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The Cost of Going Cashless

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Is it time to go cashless?

As a small business owner, one way to engage more customers is by having a range of cashless ways to pay.

The slight drawback is card payment fees you then accumulate.

We’ve explained below everything you need to know about making your business cashless, including what sort of charges to expect.

What do I get charged per transaction?

With each card payment, you can expect to pay 1.5 – 3.5% of the sale. This depends on what type of card your customer uses, or whether they use a card at all (mobile payments).

Credit cards tend to cost more than debit cards – and cardless payments cost even more.

On top of this, transaction fees will be around 1-3% of each sale.

There are also authorisation fees, which take between 1 – 3p per sale.

Amex transaction fees can be up to a whopping 4% – which makes it understandable why a lot of small business owners refuse them.

Finally, merchant service charges can be around 0.25% to 0.35%.

These are just the fees associated with each sale – there’s still a few more prices you face!

Extra charges to know about

Card machines cost around £30 – £80 upfront and the set up should be just under £100.

On a monthly basis, you will pay up to around £30 a month for service fees and merchant account fees (however, these monthly fees depend on your provider and also the total money made from transactions).

Last but most certainly not least is the PCI compliance fee, which will never be more than £5 a month – but you must never go without unless your supplier pre-pays.

Can I save or cut back?

The provider you’re with has a huge impact on price, so you’ll need to compare and find the best for your business. Examples of providers to choose from include WorldPay, Zettle, Square, PayPal and Barclaycard Anywhere.

Comparison really is crucial, given how wildly prices can vary. You’ll find that a lot of providers offer special discounts for small businesses.

It’s also important you investigate hidden fees, like chargebacks and refunds (which can cost up to a £1 a go!).

Is it worth the fees?

Having a cashless payment option is absolutely essential.

Mobile and contactless payments are only on the rise, so you want to appeal to every audience.

A staggering 57% of all payments made last year across the UK were on cards, and 32% were contactless.

Making your business a cashless site also has a lot of safety and efficiency benefits.

Ready to save more money?

We search deals with leading business suppliers across the UK.

Ranging from broadband and VoIP, to water and one-bill solutions, we can help you save money on various monthly costs.

Speak to our experts today or start searching for yourself.

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Always check your broadband end date

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Broadband contract ending soon? Lucky you

Receiving that end date notification means you’ve got a chance to save more money.

What’s more – it doesn’t take half as much time or effort as you might think either.

Given how the cost-of-living crisis has affected us all, it’s never been more crucial to compare and switch.

We see a lot of customers being pleasantly surprised at how much they could save on their broadband.

Despite this, it’s often overlooked – and for reasons that surprise us.

Did you know you could save nearly £200 a year by switching your ISP?

What about auto-renewal?

Unfortunately, loyalty doesn’t help you save money!

Although it became law in 2020 for energy suppliers for notify customers when their end date is due, this doesn’t mean you don’t have to act on it.

In most cases, you’ll continue your current plan – but not necessarily for the same price.

Say you chose your current 12/18/24 month contract because of its low monthly price, this will only be for a limited time.

Despite Ofcom making it law to notify customers, a lot of people are still facing an unpleasant surprise when their contract end date arrives.

Why don’t more people switch?

We see a lot of customers reluctant to switch, either out of misguided loyalty or because switching seems like a lot of hassle.

According to a recent Which survey, 43% of people say they stay put because they’re happy with the service. This is fair enough, but is it worth paying more for? Fibre is more widespread and affordable than ever before, so you might find a new supplier makes you even happier!

37% are afraid they’ll lose their current email address. These days, losing your email is unlikely – but it’s quick and easy to set up a separate one.

32% say they fear the whole process is “too much hassle”.

We’re here to compare and switch for you, so you get to enjoy a seamless change over.

A bit of bargain hunting pays off – especially when you do it with our experts.

Switching is easier than you think

A lot of broadband networks now share the same infrastructure, making a switch over quick and easy. It’s highly unlikely that you’ll be left without an internet connection during your switch, even if you’re upgrading from ADSL to fibre.

Generally, you’ll never be waiting longer than 2 weeks for the transition to be complete – and this for the most complex switches.

Saving doesn’t mean downgrading!

More properties are eligible for fibre than ever before. In fact, 95% of properties can now access superfast Wi-Fi – but a lot of homeowners don’t know this!

If it’s been a while since you last changed deals, you’ll be surprised at how many suppliers have upgraded their service.

Because fibre is readily available, prices are competitive – making it all the more crucial to compare.

Don’t let your end date creep up – or else your bill will creep up too!

Find the best deal today

Once you’ve given us your postcode, we scour the web to find every available deal in your area.

We handpick deals from a range of suppliers (including bundles and 4G routers).

Plus, you’ve got our friendly, impartial advisors to help guide you through the process too!

Search for your new broadband deal in a few clicks.

With the help of our experts and our free tool, you can also find your next mobile deal with us too.

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Business Water Bills Explained

Business Water Bills

Our Rundown of Business Water Bills

The cost of business water can quickly add up when you’re misinformed.

However, all businesses need running water.

In fact, research from Energy Costcutters shows that 67% of businesses across the UK and Scotland have been overcharged on their business water bills.

Here’s what you need to know.

It’s key to note that your business water bill varies depending on your area and your local utility company charges.

Consequently, there are over 20 different licensed water suppliers for UK businesses, but their charges are regulated and fortunately, predictable.

So how does it all work?

In simple terms, your bill is split up by the water coming and coming out of your business premises.

These are known as Water charges, and Wastewater charges.

Water charges

This cost relates to the supply of fresh water coming into your business premises and depends on how much water you and your team use.

Wastewater charges

These charges are for the removal of used water going out of your business premises into the local sewer system.

Being connected to the sewer system means that these charges apply to you.

Do you have a water meter?

You should submit your meter reading at least once a year (if not more), to avoid being charged for an estimated consumption.

Your bill will be an ‘estimated’, ‘read’ or ‘actual’ consumption.

The two charges your bill will be made up of are:

  • A fixed charge. Based on the type of water meter you have, and this covers both the readings and water meter maintenance.
  • A variable charge. Based on your overall business water usage.

No meter?

In this case, you’ll be paying a fixed price.

You’ll also be paying a charge relatable to the valuable of your business premises.

A lot of our customers find using a water meter offers more accurate and better-priced bills.

If you’re a small business, you’ll likely find that your water bill is similar to that of a household.

Large business owners should look for an alternative tariff better suited to high demand.

Our advice on reducing your business water bill

  1. Encourage all staff to get on board with saving water. Run fun competitions, ask for creative tips and urge staff to report any leaks
  2. Invest in efficiency. Geysers and water-efficient taps (or automatic taps) are worth buying to help you save in the long run. Dual-flush toilets are also a valuable investment.
  3. Leave notes around the office. Dishwasher in the breakroom? Leave a sign instructing staff to only turn it on when it’s full
  4. Get a water meter installed.

Looking to save more on your other business bills?

We compare business broadband, VoIP and mobile suppliers in one place.

It’s our mission to upgrade you whilst also saving you money.

Join countless other business owners in saving thousands today.

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Apple Users – Do You Need the iPhone 14?

Apple iPhone 14

It’s that time of year again – where a new iPhone hits the market.

Meet the iPhone 14 Pro, plus its slightly larger countermodel, the iPhone 14 Pro Max.

So you don’t have to, our Experts have already explored the main differences between the iPhone 14 and the iPhone 13.

First impressions

The 14 Pro is the same size and shape as the 13, featuring a 6.1-inch OLED screen and a stainless-steel edge.

However, even when the phone is locked, you’ll notice one key difference – an always-on display. Even on standby, you’ll see a dimmed version of your lock screen (useful for checking the time).

We’ve explained the other key changes below.

iOS 16

A new lock screen and features!

Every device runs on IOS 16, giving it a fresh and modern user experience.

The software even comes with a new revolutionary car-crash detection app, designed to sense the force of a collision and alert emergency services.

Speaking of this new update, it hit the headlines recently.

Its effectiveness (or rather, sensitivity) was noted by one American user, after their mobile identified a roller coaster as a high-impact car crash – mistakenly alerting the police to a theme park!

Imagine getting off a coaster and finding out your phone has called for help!

Battery and charging

Fit with the A16 Bionic chip, it’s 10x faster than previous models.

When it comes to battery life however, the 14 Pro isn’t too dissimilar to the 13. It offers 75 hours of audio playback and 23 hours of video.

The iPhone 14 Pro Plus is the new champion though, with 95 hours of audio and 29 hours of video playback available on full charge.

“Dynamic island”

You know that rectangular notch at the top of your iPhone screen? It’s now 31% smaller and interactive.

Just by clicking and expanding the notch, you can skip songs, stop timers, or open notifications.

Fondly called “Dynamic Island” by Apple, we can see why!

The main event – an impressive camera

Expect crisp and defined landscapes.

The new camera is what makes the 14 Pro that bit heavier than the 13 – and it’s worth it.

It features a 48-megapixel sensor and a slightly wider shot, plus a whole new image-processing technique called the Photonic Engine.

This Photonic Engine is particularly important for taking high-quality images in darker conditions.

The price

Our least favourite part.

Currently, the iPhone 14 Pro can be bought outright for £849, however, the 14 Pro Max comes in at an even steeper £949.

Contracts are priced from around £39 per month, but you need to compare to find the best deal.

This way, you won’t get caught out by a hefty upfront fee or a ridiculously long contract.

Our conclusion

There’s no denying that the iPhone 14 Pro/Plus are impressive new phones, but this is certainly reflected in the price tag.

The iPhone 13 is also still an impressive phone – and now it’s more likely to drop in price.

However, we’re all trying to battle price rises right now, so you might not be interested in a super-luxurious mobile if it’s not necessary.

For now, you might be better investing in a new SIM deal to help save up for an upgrade

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Here’s Why you Need to Embrace 5G

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You may have noticed some tall masts in your area.

Sure, we know they’re a bit of an eye-sore.

But if you rely heavily on mobile internet, you’ll soon realise you’re actually in luck!

5G is set to change the way the entire world communicates, so here’s our expert deep dive.

First there was 3G – now we’re on another level

It was 10 years ago when 4G networks started taking over from 3G.

Fast forward 7 years to 2019, when 5G was first introduced by mobile networks EE and Vodafone.

5G was designed to be up to 10X faster than 4G.

Using smaller wavelengths and higher frequencies, this means that more users can connect simultaneously – without sacrificing speed.

This means the average mobile user connected to 5G could download nearly an hour of Netflix content in less than 20 milliseconds!

The issue of availability

You might be thinking, if 5G is so great, why aren’t we all connected to it?

There are two main issues preventing this being from being the case.

The issue of availability is still prevalent, with some more rural parts of the UK yet to see any developments.

New areas are becoming eligible every week, and 5G is expected to be available nationwide by 2025.

There’s also the issue of price – seeing as a lot of networks need you to buy their latest model.

This can quickly become off-putting if you compare alone, which is why we’ve made it easy to see every deal in one place.

Which networks offer 5G currently?­

EE, O2, Sky, Three, Vodafone and Tesco Mobile currently boast the most 5G coverage across the UK.

What’s more, major phone makes including Samsung, Apple and Huawei all offer 5G compatible models – and the list is always growing.

Why don’t you check your eligibility for free today?

What about 5G broadband?

5G broadband is already on the way. However, 4G broadband has been popular for years – and it’s not going away any time soon.

With 4G broadband, you essentially use a mobile router, which relies on air waves instead of a wired signal.

If you have strong mobile service where you are (but maybe not the best Wi-Fi options), this could be the solution for you.

Currently, EE, Three, Vodafone and Neatley, an independent supplier we’re proud to support, all offer 4G broadband deals.

Will 5G replace 4G for good?

As previously mentioned, 5G isn’t predicted to be used across the UK until 2025.

Until then, 4G remains the go-to in a lot of areas.

This doesn’t mean incredible developments aren’t in the works every day. Plans for 5G use include high-tech bus shelters, street/traffic lights and modernised healthcare, just to include a few.

It also has the power to improve energy sustainability across the UK, with large businesses looking to invest.

Ready to upgrade?

Have we caught your attention?

It’s understandable – who wouldn’t want the fastest mobile speeds possible?

Regardless of how you plan on using 5G, we’ll make sure you get the right deal.

Before diving headfirst into plans and providers, you should compare with our friendly experts to ensure you find the right price.

 

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What the Election Means for the Energy Crisis

Election impacting energy crisis

We’re all feeling the strain of sky rocketing bills right now due to the energy crisis.

Further price rises and supplier uncertainty have been at the forefront of everyone’s mind.

Since Liz Truss became the new Prime Minister, the nation has been waiting with bated breath to hear her plans for tackling the energy crisis.

Luckily for us, we haven’t had to wait too long.

What is the energy crisis?

Gas and electricity prices have risen to unprecedented highs this year.

Since 2021, we’ve seen supply issues spiralling across the industry, leading to a record number of suppliers going bust.

The situation has only been made more dire following Russia’s invasion of Ukraine, further limiting Russia’s supply of gas to Europe.

Ofcom even urged the new Prime Minister to act “decisively and urgently” in helping UK households tackle the record-high cost of living.

So, on Thursday, 8th September, new PM Liz Truss addressed the nation.

We’ve explained below our breakdown and what to expect in coming weeks.

Major changes for October 2022

“It will curb inflation and boost growth”

Plans have changed – and a price freeze is “guaranteed”.

Instead of an eye-watering 80% increase to the price cap (which would’ve left the average homeowner paying over £3,500 a year), bills have been frozen at £2,500.

This has been introduced as the “Energy Price Guarantee” and it’s set to stay in place for two years.

Our Winter advice

This doesn’t mean every household will face a yearly bill of £2,500 – this is just the cap on what firms can charge customers.

We understand this new price freeze still isn’t welcome news to everyone, but it does mean you can take steps to lower your usage and your bill.

Our advice:

  • Take a meter reading. If possible, arrange for a meter reading to be taken as soon as possible – ideally on September 30th! Doing this before the changes come into effect means you won’t be charged for units you’ve not used
  • Invest in energy-efficient appliances. Investing now in upgrades like LED/Smart bulbs, new windows, or even a boiler servicing, will save you in the long run
  • Speak to your energy supplier. If you’re worried about your payments, or think you’re at risk of falling behind, speak to your energy supplier directly
  • Look to reduce your other bills. We’ve got every broadband and mobile deal on the market in one place for you.

We’ve helped countless other bill payers like you save hundreds of pounds per year by switching.

Start comparing for cheaper deals today.

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